South African NCA-aligned templates, checklists and submission guides. You lodge directly with bureaus and NCR. Educational material only, not legal representation. No guarantee of removal — bureaus decide per NCA Sec71(5) up to 20 business days.
If obligations not settled, removal process doesn't apply yet.
Learn what applies →Form 19 available. Need Sec72 dispute templates.
Buy R297 → PayFastMost common. Complete removal kit with Form19, Reg27, bureau letters.
Buy R497 Complete → PayFastDebt may have prescribed per Sec126B. Affidavit + audit.
Buy R347 → PayFastAdverse listings myth explained + dispute pack.
Buy R397 → PayFastRescission info, consent, filing checklist. Court decides.
Buy R547 → PayFastNo ID or credit report needed. Educational guidance only.
Form 19 example request
Regulation 27 withdrawal
Affidavit template
Bureau email template
Evidence checklist
Follow-up letter
NCR complaint
Timeline tracker
Sec72 x3 variants, PAIA template, bureau contacts, checklist.
Deliverable: RI-Starter-R297-Sec72-Kit.zip
Buy R297 → https://payf.st/nkq21One-time • No subscription
Affidavit, Sec126B letter, audit sheet, timeline calculator.
Deliverable: RI-Prescribed-R347-Kit.zip
Buy R347 → https://payf.st/wruhdAdverse pack, profile correction, affordability complaint, ombud escalation.
Deliverable: RI-Adverse-R397-Kit.zip
Buy R397 → https://payf.st/obtchForm19 clearance, Reg27 withdrawal, DC release, bureau follow-up 7-20 days typical.
Deliverable: RI-Complete-R497-Kit.zip
Buy R497 → https://payf.st/xcztvNot sure? Start here
Rescission draft, consent, filing checklist, bureau update pack.
Deliverable: RI-Judgment-R547-Kit.zip
Buy R547 → https://payf.st/sq6owAll 5 kits + master roadmap + 30-day calendar + WhatsApp scripts.
Deliverable: RI-Ultimate-R597-Bundle.zip
Buy R597 → https://payf.st/rwxl4One-time download. No subscription.
Educational material only. Not attorney, not debt counsellor, not NCR, not bureau. We do not lodge on your behalf, do not guarantee removal/timing/outcome. What we provide: templates, checklists. What you do: lodge yourself to NCR + bureaus. What bureaus decide: whether info qualifies per NCA Sec71(5) — up to 20 business days, typical 7-20 business days — not guaranteed. Form 19 only from debt counsellor/court.